agentutility(7)$ man invoice-discount-calculator
/invoice-discount-calculator
PRICE / CALL
$0.01
USDC · base mainnet · scheme: exact
METHOD
POST
CLUSTER
edgefinanceCATEGORY
uncategorized
STATUS
● live
NAME
invoice-discount-calculator — calculates the true cost of an early payment discount or invoice factoring offer
SYNOPSIS
POST https://x402.agentutility.ai/invoice-discount-calculator
Content-Type: application/json
X-PAYMENT: <signed-transferWithAuthorization>
{ ... }↳ first call →
402 Payment Required. Sign USDCtransferWithAuthorization, retry with theX-PAYMENT header.DESCRIPTION
Calculates the true cost of an early payment discount or invoice factoring offer. Computes discount dollars, net cash received, effective APR, advance amount, and premium versus cost of capital for invoice acceleration decisions. Use it as an invoice discount calculator API, early payment discount APR tool, factoring discount economics check, or AR acceleration calculator.
INPUT — request schema
| property | type | description | req? |
|---|---|---|---|
| invoice_amount | number | Gross invoice face value. | required |
| days_until_due | number | Days until the invoice would otherwise be paid. | required |
| discount_pct | number | Discount as percent of invoice amount. Required unless discount_amount is supplied. | optional |
| discount_amount | number | Discount dollars. Required unless discount_pct is supplied. | optional |
| advance_rate_pct | number | Percent of invoice advanced immediately. Default 100. | optional |
| annual_cost_of_capital_pct | number | Benchmark annual cost of capital percent. Default 12. | optional |
OUTPUT — response shape
| field | type | description |
|---|---|---|
| calculator | string | — |
| score | string | — |
| grade | string | — |
| recommendation | string | — |
| metrics | string | — |
| drivers | string | — |
| warnings | string | — |
| source | string | — |
EXAMPLES — two ways to call
EXAMPLE 1 · curl
curl -X POST https://x402.agentutility.ai/invoice-discount-calculator \
-H 'Content-Type: application/json' \
-d '{ }'first response =
402 Payment Required with payment requirements; sign + retry with X-PAYMENT.EXAMPLE 2 · mcp
# Install the MCP package for this endpoint's cluster npx -y @agentutility/mcp-<cluster> # Required: EVM private key with USDC on Base export X402_PRIVATE_KEY=0x... # Then call the invoice-discount-calculator tool from your MCP-aware agent.
MCP server handles payment automatically — your coding agent just calls the tool by name.
METADATA
- tags
- edge-financeinvoicediscountcalculatorinvoice-discount-calculator
- methods
- POST
- cluster
- edgefinance
- price
- $0.01 USDC per call
ADJACENT — other endpoints in edgefinance
| endpoint | description | price |
|---|---|---|
| accounts-receivable-aging-score | Scores the health of an accounts receivable book from its aging profile, returning a weighted score and grade. | $0.01 |
| amortization-schedule | Computes a loan's amortization schedule and payment breakdown. | $0.01 |
| asset-based-lending-score | Scores the risk of an asset based lending (ABL) facility, returning a weighted score and grade. | $0.01 |
| blended-finance-score | Scores a blended finance structure on how efficiently concessional capital mobilizes private money, returning a 0-100 structure score. | $0.01 |
| blended-finance-score-api | Scores blended finance structures on concessional capital leverage. | $0.01 |
| break-even-calculator | Calculates break-even units and contribution margin for a product's unit economics. | $0.01 |
| cash-conversion-cycle-calculator | Calculates the cash conversion cycle for working capital optimization. | $0.01 |
| cash-runway-calculator | Calculates a startup's cash runway from its monthly burn. | $0.01 |
SEE ALSO