agentutility(7)$ man embedded-finance-score
/embedded-finance-score
PRICE / CALL
$0.01
USDC · base mainnet · scheme: exact
METHOD
POST
CLUSTER
edgefinanceCATEGORY
uncategorized
STATUS
● live
NAME
embedded-finance-score — scores an embedded lending, payments, or wallet program on integration quality and risk, returning a 0-100 score
SYNOPSIS
POST https://x402.agentutility.ai/embedded-finance-score
Content-Type: application/json
X-PAYMENT: <signed-transferWithAuthorization>
{ ... }↳ first call →
402 Payment Required. Sign USDCtransferWithAuthorization, retry with theX-PAYMENT header.DESCRIPTION
Scores an embedded lending, payments, or wallet program on integration quality and risk, returning a 0-100 score. Grades compliance maturity, KYC coverage, API uptime, conversion lift, and chargeback or loss rate, with grade, recommendation, metrics, and drivers. Use it as an embedded finance score API, fintech integration quality check, or compliance KYC uptime conversion chargeback scorer.
INPUT — request schema
| property | type | description | req? |
|---|---|---|---|
| compliance_score | number | 0-100 compliance, licensing, and control maturity. | required |
| kyc_coverage_pct | number | Percent of users/accounts covered by KYC/fraud checks. | required |
| api_uptime_pct | number | Recent API uptime percent. | required |
| conversion_lift_pct | number | Conversion lift versus baseline. Default 0. | optional |
| chargeback_rate_pct | number | Chargeback/loss rate percent. Default 1. | optional |
OUTPUT — response shape
| field | type | description |
|---|---|---|
| calculator | string | — |
| score | string | — |
| grade | string | — |
| recommendation | string | — |
| metrics | string | — |
| drivers | string | — |
| warnings | string | — |
| source | string | — |
EXAMPLES — two ways to call
EXAMPLE 1 · curl
curl -X POST https://x402.agentutility.ai/embedded-finance-score \
-H 'Content-Type: application/json' \
-d '{ }'first response =
402 Payment Required with payment requirements; sign + retry with X-PAYMENT.EXAMPLE 2 · mcp
# Install the MCP package for this endpoint's cluster npx -y @agentutility/mcp-<cluster> # Required: EVM private key with USDC on Base export X402_PRIVATE_KEY=0x... # Then call the embedded-finance-score tool from your MCP-aware agent.
MCP server handles payment automatically — your coding agent just calls the tool by name.
METADATA
- tags
- edge-financeembeddedfinancescoreembedded-finance-score
- methods
- POST
- cluster
- edgefinance
- price
- $0.01 USDC per call
ADJACENT — other endpoints in edgefinance
| endpoint | description | price |
|---|---|---|
| accounts-receivable-aging-score | Scores the health of an accounts receivable book from its aging profile, returning a weighted score and grade. | $0.01 |
| amortization-schedule | Computes a loan's amortization schedule and payment breakdown. | $0.01 |
| asset-based-lending-score | Scores the risk of an asset based lending (ABL) facility, returning a weighted score and grade. | $0.01 |
| blended-finance-score | Scores a blended finance structure on how efficiently concessional capital mobilizes private money, returning a 0-100 structure score. | $0.01 |
| blended-finance-score-api | Scores blended finance structures on concessional capital leverage. | $0.01 |
| break-even-calculator | Calculates break-even units and contribution margin for a product's unit economics. | $0.01 |
| cash-conversion-cycle-calculator | Calculates the cash conversion cycle for working capital optimization. | $0.01 |
| cash-runway-calculator | Calculates a startup's cash runway from its monthly burn. | $0.01 |
SEE ALSO